Archive for August, 2010
Fisher Investments Releases Latest Stock Market Outlook
Fisher Investments announces the release of its latest Stock Market Outlook, a quarterly research report published by the Fisher Investments research team under the direction of CEO Ken Fisher and the firm’s portfolio management team. The Stock Market Outlook research report includes Fisher Investments’ latest market outlook, capital markets research and portfolio insights. The Stock Market Outlook provides individual investors an opportunity to gain valuable research and information on the current state of the global stock market.
To access the Stock Market Outlook, simply go to www.google.com and search for “Fisher Investments Stock Market Outlook” and then click on the link for the “Fisher Investments Research Report.”
The Fisher Investments Stock Market Outlook provides insight into the firm’s market and portfolio research with views on:
> Why the new bull market has additional upside potential ahead
> Which sectors and countries may rebound the most
> Why stocks are still undervalued by historical standards
> Signs that global economic recovery is already underway
> And much more investors can put to use in their own portfolios
What are Mortgage Rates Like in Colorado? are They Different?
Colorado mortgage shopper may wonder, while they are shopping around for a loan, if there are different mortgage rates in the state? —? higher or lower than the rest of the nation. The basic answer is no, when you compare rates for mortgages in Colorado to elsewhere.
Mortgage rates in Colorado and other states are based on federal standards. But there will be the perception that the rates are higher in areas where the cost of living is higher. For Colorado mortgage rates, this is often the case.
Impact of Jumbo Mortgages on Mortgage Rates in Colorado
Why are there higher mortgage rates in Colorado? Mostly because of the jumbo mortgage. Mortgages in Colorado very often go over the threshold of $417,000 that qualifies ‘conforming’ Colorado mortgage loans. Any Colorado mortgage above $417,000 is considered a jumbo mortgage loan. This is because there are such great homes and properties in Colorado. Better homes mean higher mortgages in Colorado, often necessitating a jumbo mortgage.
Jumbo mortgage rates are above those of standard mortgage rates in Colorado by about a quarter to a half of a percentage. Why? Because there is a higher risk because of a lack of federal backing and the investment’s large size. But this is true not just in Colorado, but of all jumbo mortgages.
The bottom line is that the mortgage rates in Colorado are not higher than normal, but it is the mortgages in Colorado that are higher, because there are more jumbo mortgages in the state, which pairs more Colorado mortgages into slightly higher interest rates.